CLEAR NUMBERS. EXPLICIT ASSUMPTIONS.
Loan repayment calculator
Build a monthly amortisation schedule using reducing balances and Actual/365 interest.
Estimates use the same calculation library as FolioPact. They do not represent a live agreement balance or a payment request.
Supported methods and country formats
English number and date formats for India, the United States, the United Kingdom and Singapore. Gregorian calendars only; business-day and public-holiday adjustments are unavailable. Currency choices describe calculation precision, not bank or payment coverage. No country-specific tax or legal treatment is calculated.
Interest accrues from the start date inclusive to the calculation date exclusive. Forecast schedules start from the balance entered on the calculation date. No automatic exchange-rate conversion is applied.