Set the agreement
Add your borrower, amount, rate and payment dates. Review the details before saving.
PRIVATE LOAN TRACKING SOFTWARE
Track your loans, repayments and interest.
Know what you lent, what came back and what’s due next. Explore a clearer way to organise borrower records, loan agreements and payment dates.
Try the fictional demo without signing up. Permanent financial posting is limited to enabled owner pilot accounts; private document uploads remain unavailable.
Clear ledgers Flexible due dates Excel friendly
FolioPact.ILLUSTRATIONYour money, at a glanceOctober
Money lent₹10,00,000
Received₹1,50,000
30 OCTNext payment day
See what’s due. Record what arrives.
AB
Sample borrowerInterest payment · Monthly
₹15,000 One simple ledger
Everything has a date. Money out₹1,00,000
Money in₹15,000
How private loan tracking works
Try these workflows in the fictional-data demo before creating a private account.
Follow the money
Record advances and payments. Keep principal, interest and borrower credit clear.
See the whole story
Open a dated ledger, check a settlement or export the numbers for your accountant.
Loan ledgers, repayments and due dates
Explore these capabilities in the demo workspace.
A ledger you recognise
Dated particulars, explicit money in and money out, voucher references, sorting and filters.
Dates that make sense
Every 30th, month end, weekly, twice monthly or quarterly. Short months keep the intended payment day.
Room for your spreadsheets
Map Excel columns, review the entries and export a clear record. Tally-style cash ledger layouts are supported.
Clarity before commitment
Review payments and new loans before saving. Keep currencies separate and preserve dated corrections.
For people managing private loans
Individual lenders
Explore one place to follow each borrower, agreement and repayment instead of searching across notes and spreadsheets.
Business owners
Review loan advances, money received and upcoming payment dates using a dedicated lending ledger.
Accountants and advisers
Explore dated ledgers and Excel exports for reviewing a lender’s records. Shared accountant access is not available yet.
Your records deserve clear boundaries
Private account access
Private workspaces require a confirmed account, with optional authenticator protection. The public demo contains fictional records.
Review before recording
Try reviewed entries and dated corrections in the demo. Demo history is local and resets on refresh.
Live financial records
The borrower-first private workspace supports permanent financial records for enabled owner pilot accounts. Private document uploads remain unavailable.
Learn to keep clearer loan records
Getting started with FolioPact
Follow the borrower-first V1 setup and understand the difference between temporary demo records and the private owner pilot.
How to track loan repayments
Understand payment dates, principal, interest and references with a worked example.
Reviewing a loan ledger in Excel
Prepare your spreadsheet, review an import and export a clear record for your accountant.
Private loan tracking: common questions
Browse all FAQs, guides and video tutorials →
What is FolioPact?
FolioPact is software for organising private loan agreements, borrower records and repayments. Start with the fictional-data demo to explore the lending workspace.
Does FolioPact provide loans?
FolioPact provides record-keeping software. It does not provide funds or match lenders with borrowers.
How much does FolioPact cost?
The public demo is free to explore without an account. Pricing will be published before paid access is offered. Permanent financial posting requires an enabled owner pilot account.
Can I see the product before signing up?
Yes. The demo has fictional borrowers and loans. It resets when you refresh and is separate from the private workspace.
Is this a replacement for my accounting books?
FolioPact focuses on loan agreements and borrower cash movements. Use Excel exports with your accountant; full company accounting, tax filings and a direct Tally connection are not included.
Can I start using it with real financial data?
Permanent posting requires an enabled owner pilot account. Signing up and creating a workspace do not by themselves grant that access. Private uploads remain unavailable. Use made-up details in the public demo.
What if a payment is due on the 30th in February?
It falls on the last day of February, then returns to the 30th in March. You can also choose the actual last day of every month.
A little less admin.
A lot more clarity.
Take a look around Fictional data. No account needed for the demo.