Review rate changes, charges, waivers and maturity
Use reviewed advanced operations for agreement changes while retaining their dates, reasons and financial treatment.
Select the existing loan
Open the intended borrower and agreement, check the date and current rules, then expand Advanced operations. Use the specific operation rather than changing an original posted entry in place.
Record an agreed rate change or maturity change
Choose Change rate or Change maturity, enter the effective date and required fields, and record the reason or clause reference requested. Review how the dated terms affect the saved book.
Keep charges separate
Use Add charge for a supported charge under the agreement. Enter its date, amount and required details. A charge is separate from ordinary interest; charges are not automatically capitalised.
Record a waiver explicitly
Use Waive interest or charges for the supported component. A waiver reduces that obligation; it is not a cash receipt or interest collected. The amount cannot exceed the permitted balance.
Inspect default terms carefully
The supported default rate replaces ordinary pricing on the applicable interest-bearing principal. Zero-grace missed-date pricing and explicit after-grace pricing are distinct. Unsupported retroactive repricing after positive grace is rejected; do not approximate it with another option.
Authenticate, save and verify
Review the complete effect and provide fresh password sign-in or authenticator verification when requested. Confirm once, reload and compare the dated rules, statement and audit history.
Check your result
- The chosen operation matches the intended change.
- Waivers, cash receipts and capitalisation remain distinct.
- Changes retain effective dates and recorded reasons.